December 22, 2025
A car accident can change a normal day in seconds. Shock, noise, and confusion often follow, making it hard to think clearly. Knowing what to do next helps protect your health, your rights, and your claim. Here are the steps Missouri drivers should take after a crash, using clear and simple language. Checking Safety and Calling for Help After a crash, check yourself and others for injuries . If anyone feels pain, call 911 right away. If vehicles can move and it is safe, pull them to the side of the road to prevent another collision. Turn on hazard lights to warn other drivers. Calling the Police and Reporting the Crash Police should be called when there is an injury, a death, or visible property damage. In Missouri, accidents that cause injury, death, or property damage of more than $500 must be reported. When officers arrive, answer questions honestly and stick to facts. If police do not come to the scene, drivers may need to file a report with the Missouri Department of Revenue within 30 days. Exchanging Information at the Scene Drivers must share basic information with each other. This includes names, addresses, phone numbers, driver’s license details, license plate numbers, and insurance information. Stay calm and polite. Do not argue or discuss who caused the crash. Documenting the Accident Clear records can help later. Take photos of vehicle damage, the road, traffic signs, and any visible injuries. Write down the time, location, weather, and what happened while the details are fresh. If witnesses are present, ask for their names and contact details. Seeking Medical Care Promptly Some injuries do not show signs right away. Seeing a doctor soon after the crash protects your health and creates medical records tied to the accident. Follow all treatment advice and keep copies of medical bills and reports. Not Admitting Fault or Guessing Causes Avoid saying anything that sounds like an admission of fault. Simple statements like “I’m sorry” can be misunderstood. Missouri follows a pure comparative fault rule, which means fault can be shared. Even small statements can affect how responsibility is later decided. Notifying Your Insurance Company Report the accident to your insurer as soon as possible. Share basic facts but avoid giving recorded statements without legal advice. Keep notes of all calls and emails with insurers. Understanding Missouri Time Limits Missouri law gives injured people five years from the date of the accident to file a personal injury claim. Waiting too long can make it harder to collect evidence and speak with witnesses. Speaking With a Legal Professional Legal guidance can help if injuries are serious, fault is disputed, or insurance issues arise. A lawyer can explain options, handle communication, and help seek fair compensation under Missouri law. Taking the right steps after a car accident can reduce stress and protect your future. Staying calm, acting quickly, and keeping good records make a real difference. If you were injured in a car accident or are facing criminal charges, do not wait to get answers. Kelly & Jansen LLC is ready to review your situation, explain your options, and stand up for your rights. Contact the firm today to schedule a confidential consultation and take the first step toward protecting your future.